Effie Kolbeins
SECURING FUTURE WEALTH
Effie Lending Programs
Your Bridge to Real Estate Financing
Effie Investor Lending
Programs
Fix & Flip
Finance up to 92.5% loan to cost
Single-family & multifamily properties
No Prepayment Penalties
Close in as little as 5 business days
Short-Term Rental
Finance up to 75% loan to value; 70% for cash-out
Single-family & multifamily properties
Low or No Prepayment Penalty options
Must be listed on Airbnb, VRBO, or similar
Rental Properties
Finance up to 80% loan to value; 75% for cash-out
Single-family & multifamily properties
Low or No Prepayment Penalty options
Minimum DSCR 0.75
Construction
Finance up to 85% loan to cost; 65% for the value after completion
Single-family, Townhomes, & ADUs
No Prepayment Penalties
Draws fund in as little as 1 business day
Bridge
Finance up to 75% loan to value; 65% for cash-out
Single-family & multifamily properties
No Prepayment Penalties
Multi-year bridge loan
Rental Portfolios
Finance up to 75% loan to value; 70% for cash-out
Single-family & multifamily properties
Low or No Prepayment Penalty options
Minimum of 3 properties
Bank Statement
Finance up to 80% loan to value; 75% for cash-out
30-year term with competitive pricing
Low or No Prepayment Penalty options
Qualify based on Bank Statement Analysis
Looking for the right financing options for your real estate investments or looking
to JV? Whether you have questions or need guidance, we are here to help. Reach
out now to explore tailored solutions that fit your needs!
Effie Kolbeins
Lend With Effie
